Money Clarity / Free tool
Debt Payoff Calculator
Enter your balances once and compare paying off highest-interest debt first (avalanche) against paying off the smallest balance first (snowball).
Your debts
Results
Avalanche
Highest APR first
- Payoff time
- 3y 5mo
- Total interest
- $2,520
Snowball
Smallest balance first
- Payoff time
- 3y 5mo
- Total interest
- $2,520
Educational estimate only, not financial advice. Assumes fixed APRs and no new charges. Nothing you enter here is sent anywhere or stored. It stays in your browser.